These terms and conditions (' Terms') apply to fixed deposits without premature withdrawal facility, opened with ICICI Bank, as per the guidelines prescribed by Reserve Bank of India (RBI) in this regard from time to time (' Fixed Deposit').Specific Terms and Conditions for deposits without premature withdrawal facility Please visit Terms and Conditions for complete details. * Interest rates and minimum deposit value are subject to change without prior notice. Interest rates for deposits without premature withdrawal facility may be higher for select tenure and amounts.At the time of giving instruction, consent to be provided for no premature withdrawal permitted for such FDs. Post opening of fixed deposit, customer will have an option to provide instructions to renew his fixed deposit within 30 days before maturity date of the deposit.Such fixed deposit cannot be opened in auto renewal mode at time of opening.the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The Fixed Deposit does not have premature withdrawal facility i.e.Tax benefit: Interest earned not taxable in India.